If you have a business that runs taxis, no doubt you are in need of a great insurance policy.
There is both public hire insurance and private hire insurance available and there are also a variety of extras that you may want to add to your policy as well, such as taxi breakdown insurance or private hire vehicle replacement.
The following are a few of the options that you have when purchasing your taxi policy:
- Private Hire Insurance
- Public Hire Insurance
- Own More than One Taxi
- Payment Options that are Flexible
- Contracts for Schools
- MPV Insurance or Mini Bus Insurance
- Taxi Base Office Insurance
- Insurance for Chauffeurs
- Protected No Claims Bonus
If you are looking for professional brokers that deal with taxi insurance, brokers are a great choice. They can offer you excellent service and coverage and they will also help you find the best prices for your insurance, whether you use them for public or private hire. No matter what kind of coverage you need, Swinton Taxi Insurance can help you find it for a great price.
There is also special taxi cover that is available for drivers that are under the age of 25. However, it is important to note that drivers must be at least 21 years old. Also, there may be special conditions and requirements for drivers that are under the age of 25 as well.
Tips for Minimizing Your Premium
The following are a few tips that can help you minimize the amount of your insurance premium amount.
Tip #1 – Experienced Drivers – Having experienced drivers for your taxis is a great way that you can save money on your taxi insurance premiums.
Tip #2 – No Claims – Many companies will offer you a discount if you have never made any claims. The amount is not the same with every company, but this is a way that you may be able to save a bit of money.
Tip #3 – Increasing Your Excess – Increasing the amount of your excess will also help you save money. While most policies have an excess of £250, you can increase that amount to £500 and save some extra money.