Do vehicles play an important role in your business? Are you worried about the increasing number of road accidents and thefts? If your answer is yes, then you must cover your business with the appropriate insurance policy. According to UK laws, all commercial van owners must purchase a basic insurance policy. This is where Sainsburys have you covered. The have a big range of different policies for business and personal use customers.
Sainsburys Insurance – Try Something New Today
Sainsburys was founded in 1869 and by 1922, was the largest retailer of grocery’s in the United Kingdom. Through the 20th Century, Sainsbury’s grew from just selling food and household goods to owning the massive retail chain Argos and setting up their insurance branch, Sainsbury’s Bank. Just like their retail outlets, Sainsbury’s Bank’s motto is to offer their customers the best cover at the lowest prices online.
Comprehensive or combined van insurance policy
This type of cover is gaining popularity amongst fleet owners these days. This is because it provides protection against all incidents. Once you have got this insurance policy then your business will be covered against accidents, damages, fire, thefts, vandalism, third party claims, etc. So you do not have to worry about any claims and compensation because it would be taken care of by the insurers. Under this insurance cover, you can include all your business vans.
Get the Right Cover For Your Business
Unlike in the earlier days, the UK insurance market now has many providers that offer vehicle policies. As there are many providers offering insurance on your van, selecting the right one can be a tricky affair. There are many things you need to look into to find the right company including its reputation, different coverage options, policy features and quotes. Other supermarkets have also moved into the insurance game, grocery giants Tesco do van insurance as well as Asda and Morrisons.
When your business uses one or more vans for commercial purposes, Sainsbury’s will help you to get the right van insurance cover for your circumstances. This will keep your business under a safety umbrella and away from unexpected expenses and damages occurring due to an unfortunate turn of events such as accidents.
As a business owner, you must ensure that you choose the best available cover to safeguard your business against losses and liabilities occurring due to accidents, traffic and other unfortunate situations. You need to initially analyse the risks, benefits, usage, coverage and exclusions of the policy.
Types of commercial van insurance policies
There are three different types of commercial insurance policies for vans:
Comprehensive coverage – While this type of coverage is quite expensive, it covers your fleet of vans against theft and accidents.
Third party coverage– This type of policy covers the damages that happen to third parties.
Third party fire and theft – It is an enhanced version of the policy that covers your commercial vans against fire damages, accidents and vandalism, etc.
Sainsburys Van insurance offers all these options and will also offer you discounts for multiple vehicles that you need insuring. With their many years in the business and with 24/7 customer service, you can be assured that you are in safe hands getting your policy from Sainsburys.
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