When you apply online for a new van insurance policy, the insurance provider will ask you to fill in details such as your postcode and where the van will be kept overnight. These two elements play a vital role in how much your van insurance premium will be. If you live in an inner city area and you have to park your van on the road, your insurance will be comparatively higher than someone who has the same personal circumstances but lives in a rural location and parks their van in a garage.
You can’t change where you live just to make your van insurance cheaper, but there are other things you can do to reduce the premium you pay and keep your van safe:
• Take an advanced driver training course
• Where possible, use secure parking for the van
• If the van doesn’t have one – install an alarm and immobiliser system
• Improve the security on the rear doors of the van
• Use warning stickers on the van such as – “No Tools Kept in this Vehicle”
• Don’t leave any personal items on display when you are not in the van
• Choose appropriate places to park, don’t let your van be the only vehicle in a car park
One of the best ways to reduce your van insurance premium is to accumulate a good level of no-claims bonus. And, if you keep the vehicle as safe from theft as possible, this can really help.
