Many companies use vans for commercial use, but if you have a van you use personally, you’ll need to go with non commercial van insurance. If you are only using your van for pleasure and taking yourself to work, this type of insurance will provide you with the cover that you need. Just remember, if you start using it for business, you’ll have to let the insurance company know. If you are doing any type of business with your van, you will legally need to have commercial van insurance.
If you need to go with non commercial van insurance, there are many things that you need to consider. First of all, think about the needs you have for insurance. Do you only drive a few miles in the van? If so, you may only need a low amount of cover. However, if you use the van every day, you’ll need to ensure that you have plenty of cover to protect you and your van.
There are three types of cover that you can choose from: 3rd party only, 3rd party fire and theft, and comprehensive cover. The minimum insurance required is 3rd party only, but for many people this is not enough cover, especially if they drive many miles or have a brand new van they need to insure.
A variety of extra features are out there that you may want to think about as you purchase your non commercial van insurance. You may want to have breakdown cover, so you know you have help if you break down. Cover is available to make sure you get a complimentary vehicle if something happens to your van as well.
Price is definitely at the top of considerations as you choose your non commercial van insurance. In these economic times, you can’t afford to pay more than you need to. This is why comparing prices is such an important choice.
We make it easy for you to compare. You can use our new comparison tool to get the information you need to make a good comparison. Get real time quotes fast from the best companies in the UK. All you have to do is just fill out our simple form. It’s quick and easy.
